National Credit Ratings Limited (NCR) is number one for credit union ratings especially for those finance organizations that give cash advance loans and takes high risk deposits from clients.
»The 17th Annual General Meeting was held on Saturday, the 11th November 2023 at 12:00 noon at Dhaka Club Limited, Dhaka   
National Credit Ratings Ltd

Board of Directors


Dr. A. K. Abdul Mubin.jpg Dr. A K Abdul Mubin

Dr. A. K. Abdul Mubin is the former Secretary to the Government of Bangladesh. He worked as consultant of different projects of DFID, EU, CIDA, JBIC, CPD, ADB and the World Bank. He was the member of the Board of Directors of BASIC Bank Ltd., IF1C Bank Ltd., Bangladesh Krishi Bank and Investment Corporation of Bangladesh. Dr. A. K. Abdul Mubin got PhD in Development Economics from Strathclyde University, Glasgow, UK.

Mr. Md. Shamsudin Ahmed Mr. Md. Shamsudin Ahmed
Vice Chairman

Mr. Shamsudin Ahmed-a renowned banker and the longest serving Managing Director of Uttara Bank Ltd.


Mr. Md. Momin Ullah Patwary, BP Mr. Md. Momin Ullah Patwary, BP
Director & Consultant

Mr. Md. Momin Ullah Patwary, BP. MBA, Director of the company has taken the duties and responsibilities as a Consultant of NCR Ltd. He was the first Managing Director of the company and served the company for eight long years with his visionary and diversified knowledge based leadership. Mr. Md. Momin Ullah Patwary, BP is a Retired Secretary to the Government of Bangladesh. He was one of the directors of BASIC Bank Ltd. for more than two years.

Dr. Toufique R. Chowdhury Dr. Toufique R. Chowdhury
Dr. Toufique Rahman Chowdhury is the former Vice Chairman of NRB Commercial Bank Ltd. He is the former sponsor Director of Mercantile Bank Ltd. He carries 20 years of experience in banking. He was the member of the Executive Committee and Risk Management Committee of NRB Commercial Bank Ltd. He is the former Chairman of Mercantile Bank Ltd. He is the former Trustee of Mercantile Bank Foundation. Mr. Chowdhury is the founder Chairman of the Board of Governors, Metropolitan University, Sylhet.
Mr. Md. Shahidul Ahsan Mr. Md. Shahidul Ahsan

Mr. Md. Shahidul Ahsan is the former Chairman of Mercantile Bank Ltd. He Owns & Operates a good numbers of 100% export oriented garments factories and Real Estate Business. He is the Chairman of Ahsan Group comprising of (1) AG Ltd., (2) AG Green Property Developments Ltd., (3) AG Agro Industries Ltd., (4) Regent Holdings Development Ltd., (5) AG High-Tech Ltd., (6) AG Ceramics Industries Ltd., (7) RNS Corporation, (8) Friends Traders, (9) Raima Fashion Ltd., (10) AG Fashion & Textile Ltd.

Mr. A. K. M. Shaheed Reza Mr. A. K. M. Shaheed Reza
Mr. A. K. M. Shaheed Reza is the former Chairman of Mercantile Bank Ltd. Mr. Reza is also the Chairman of Reza Group-mainly concentrated its activities in the Textile Arena. He is the Director of IDLC Finance Ltd. He is the former Chairman of the Executive Committee and Risk Management Committee of Mercantile Bank Ltd. He is also the former Chairman of Global Insurance Ltd.
Dr. Ahmed Al Kabir Dr. Ahmed Al Kabir
Dr. Ahmed AI Kabir is the former Chairman of Rupali Bank Ltd. He has over thirty years of experience as a Policy Advocacy Expert and an Organizational Development & Management Specialist in government and non-government agencies involved in health, nutrition & family planning activities. He is the President of RTM International-an international professional resource organization primarily focusing on Bangladesh & countries in Asia region. Mr. Kabir holds PhD in Economics (Population & Development).
Mr. Ataul Haq Mr. Ataul Haq
Mr. Ataul Haq served as Deputy Governor of Bangladesh Bank during the period from December 1996 to December 1998. He served as the Managing Director of IFIC Bank Ltd., during the period from January 2000 to November 2005. He also served as the Consultant of IFIC Bank Ltd. He was the member of the Rating Committee of Credit Rating Agency of Bangladesh (CRAB).
Mr. Md. Shafiqul Islam Mr. Md. Shafiqul Islam
Mr. Shafiqul Islam is the former Secretary to the Government of Bangladesh. He served as Chairman of Janata Bank Ltd. He also served as Non-Executive Director and Alternative Chairman of Sonali Exchange, U.K.
Mr. Kashem Humayun Mr. Kashem Humayun

Mr. Kashem Humayun is the Director of Agrani Bank Ltd. He was the Director of Sonali Bank Ltd. and Jiban Bima Corporation. He is also one of the Directors of Dhaka Shishu Hospital. By profession he is a journalist.

Mr. Chowdhury Khaled Saifullah Mr. Chowdhury Khaled Saifullah
Mr. Chowdhury Khaled Saifullah has over 30 (Thirty) years of experience in Banking. He served Bangladesh Finance & Investment Company Ltd. as Deputy Managing Director. He is an MBA from the Institute of Business Administration, University of Dhaka. Presently he has been serving the Grameen Capital Management Ltd., as its Managing Director & CEO.
Mr. Mohammed Monsuruzzaman Mr. Mohammed Monsuruzzaman

Engr. Mohammed Monsuruzzaman is the former Director of Mercantile Bank Ltd. He is a graduate Engineer from the Bangladesh University of Engineering & Technology (BUET).


Dr. Toufic Ahmad Choudhury Dr. Toufic Ahmad Choudhury

Dr. Toufic started his professional career as a Research Associate with Bangladesh Institute of Development Studies (BIDS). He is the former Director General of Bangladesh Institute of Bank Management (BIBM). Now Dr. Toufic is the Director General of Bangladesh Academy For Securities Market and also an Independent Director of Estern Bank Ltd. (EBL).


Mr. A N M Nurul Wahab Mr. A N M Nurul Wahab
Mr. A N M Nurul Wahab is Managing Partner of A. Wahab & Co. Chartered Accountants, representative firm of Moores Rowland International. He served as Consultant of A. Wahab & Co. during the period from December 1997 to September 2001. He served as Senior Financial Analyst, Caremark Ltd., Canada. He served as Staff Accountant, Essenfield Schultz CPAs, USA. He is Fellow member of the Institute of Chartered Accountants of Bangladesh. He is a member of the American Institute of Certified Public Accountant.
Dr. Md Akhtaruzzaman Dr. Md Akhtaruzzaman, CA, CPA, SFHEA

Dr. Md Akhtaruzzaman has a vast experience in both academia and industry. He is currently a Head of Department in Accounting & Finance at Peter Faber Business School, Australian Catholic University. He is a Senior Fellow at AdvanceHE (Formerly the UK Higher Education Academy). He received a number of awards, including the Academy of Management’s IM Division Willamette U. Best Paper in lnt'l Ethics, Soc. Responsibility &/or Sustainability Award in 2021, ACU Citations for Outstanding Contribution to Student Learning in 2020, and FLB Executive Dean's Innovation in Assessment Practices Award in 2020, and the Best Paper Award from the University of Newcastle in 2009.

He published in top-tier journals, including Journal of Economic Behaviour & Organisation (A*-ranked), and Finance Research Letters (Ranked 6th in Finance by Google Scholar). Our paper titled ‘Financial contagion during the COVID–19 crisis’ is among the top-cited papers in the last three years in Finance Research Letters. His Field-Weighted Citation Impact (FWCI) is 30.17 in 2018–2021 against the global average of FWCI of 1.00 (Scopus/SciVal). This matrix indicates that his citations are 29 times higher than the global average for similar publications. In addition, he served on the Editorial Board of Accounting & Finance (A-ranked).

He is a visiting research fellow at UCB Capital Management Ltd. In addition, he worked as a research collaborator in the Kaleidoscope Mentoring Program funded by the Australian Government Department of Social Services and the Western Australian Government. Before joining to academia, he held several senior positions in the banking and finance industry, including the Managing Director of SIMARCH Asia Singapore and Assistant Vice President, Mercantile Bank Limited. He is a Chartered Accountant (CA) and Certified Practising Accountant (CPA).

 Mr. Tanwir M.O. Rahman Chowdhury Mr. Tanwir M.O. Rahman Chowdhury

Mr. Tanwir M.O. Rahman Chowdhury is the Director (Planning) of Metropolitan University, Sylhet. He is also working as System Analyst at London East Bank College in the U.K. He served as System Analyst & Register of the Institute of the Business & Information Technology, U.K.

 Mohammad Jahangir Alam Mr. Mohammad Jahangir Alam

Mr. Mohammad Jahangir Alam was the former Deputy Managing Director of Sonali Bank Ltd. & Rupali Bank Ltd. He was also director of Rupali Investment Ltd. & Chairman of Rupali Bank Credit Committee. He completed different types of foreign training related to Banking at Malaysia, Thailand, Netherlands, Singapore & Finland. Mr. Alam is now working as Chief Executive Officer (CEO) of NCR Ltd.

Mr. Kashem Humayun


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